Pojištění odpovědnosti pojištěného za újmu způsobenou na letadle 2024

Liability insurance of the insured for damage caused to an aircraft which, although not owned by the insured, has been lent to or used by the insured for another legal reason. It does not cover balloons and unmanned aerial vehicles.
According to the insurance contract No. 8056417528 and the addendum to this contract, the parties:
ČSOB Pojišt'ovna, a.s. member of ČSOB Holding
 a
Letecká Amatérská asociace ČR
have entered into this insurance contract pursuant to Act No. 89/2012 Coll., the Civil Code, as amended (hereinafter referred to as the "Civil Code"), which together with the General Insurance Conditions for Aviation Insurance VPP AVN 2014 (hereinafter referred to as "VPP AVN 2014") form an integral whole.
1) Insurance of the liability of the insured for damage caused to an aircraft which, although not owned by the insured, has been lent to or used by the insured for another legal reason within the scope of Part D, Article I, paragraph 1. According to the Insured's will expressed before the individual insurance arranged by this insurance policy is taken out in the application for insurance (see Article V of this insurance policy), insurance may also be taken out under Part D, Article I, paragraph 2. AVN GTC 2014.
2) Insured under this insurance policy may only be persons who:
(a) hold a valid and effective certificate to pilot an aircraft or sport flying machine (hereinafter referred to as 'aircraft')
(b) and have fulfilled the conditions set out in Article III(1) of this Appendix
c) and are members or employees of the LAA CR.
3) Insured persons within the meaning of this insurance policy are natural persons.

 

Insurance options

Pojištění se sjednávají s územním rozsahem CELÝ SVĚT. Od roku 2016 sjednala LAA výhodnější univerzální územní kategorii „celý svět“ a to za cenu nižší, nežli byla dříve kategorie jen pro ČR a SR.
The tables set the single premium for the insurance period of one insurance year depending on the chosen limits of insurance benefit (LPP), if the insured's chosen limit of insurance benefit (LPP) does not exceed CZK 200,000.
The minimum premium for insurance for a period shorter than one policy year is CZK 1,000 according to Part A and Part B.
If the insured is a student at an aviation school on the date of commencement of insurance, then the single premium for the 1-year period of insurance shall be the product of the basic single premium in the table and a coefficient of 1.1.

A) Aircraft liability insurance only to the extent specified in Part D, Article I, paragraph 1. GIC AVN 2014 (Option 01)

Table 1: single premium (in CZK) for the insurance period of 1 insurance year according to the amount of the limit of insurance benefit (LPP)

Limit of insurance benefit Price of annual premium Limit of insurance benefit Price of annual premium
30 000 1 000 CZK 90 000 2 150 CZK
50 000 1 130 Kč 100 000 2 250 CZK
60 000 1 490 Kč 150 000 3 380 CZK
70 000 1 550 Kč 200 000 4 510 Kč
80 000 1 640 CZK - -

B) Liability insurance for aircraft and other property damage to the extent according to Part D, Article I of the AVN GTC 2014 (Option 02)

Table 2: single premium (in CZK) for the insurance period of 1 year according to the amount of the limit of insurance benefit (LPP)
Limit of insurance benefit Price of annual premium Limit of insurance benefit Price of annual premium
30 000 1 600 CZK 90 000 3 200 CZK
50 000 1 840 Kč 100 000 3 690 Kč
60 000 2 090 Kč 150 000 5 530 CZK
70 000 2 500 CZK 200 000 7 300 CZK
80 000 2 780 CZK - -

 

(C) Common provisions

1. Any insurance taken out under this insurance contract shall be taken out with a deductible of 10%.
2. Each individual insurance arranged by this insurance contract shall be arranged for an insurance period clearly determined by a demonstrable expression of the insured's will prior to the commencement of the individual insurance arranged by this insurance contract pursuant to Article V of this insurance contract, but for a maximum of 12 months.
3. It is agreed that in the case of insurance policies with a period of insurance of less than 12 months, the amount of the single premium for such insurance shall be equal to the product of the single premium for an insurance period of one policy year and a percentage value determined according to the length of the policy period as follows:
Insurance period % of annual premium
within 3 months 45
within 6 months 70
up to 9 months 85
more than 9 months 100
Amounts shall be rounded to the nearest whole crown in a mathematical manner.
4. In accordance with Part A, Article XIII, paragraph 5 of the AVN GIC 2014, it is agreed that Part D, Article III of the AVN GIC 2013 shall be supplemented as follows.
5. It is agreed that the premium for all individual insurance policies taken out under this insurance contract is a single premium. The insurer and the policyholder, by way of derogation from the provisions of Section 2782(1) of Act No. 89/2012 Coll., the Civil Code, as amended, and by way of derogation from the provisions of Article V(7) of the General Insurance Conditions General Part of the GIC OC 2014, agree that the insurer is entitled to a single premium for the entire insurance period for which the insurance was agreed, regardless of whether the insurance has lapsed before the expiry of the agreed insurance period.

Conditions for the settlement of insurance policies:

  • Pojistku lze sjednat online (poté již neposíláte vyplněnou přihlíšku na LAA)

or

  • Vyplněním přihlášky k pojistce a doručení do LAA (osobně, poštou nebo e-mailem na adresu: sormova@laacr.cz
  • Uhrazením pojistné částky (převodem, složenkou nebo hotově v pokladně LAA)

Při platbě převodem je částka považována za uhrazenou, je-li připsána na účet LAA.  Pojistka je platná nejdříve následující den po uhrazení pojistné částky.

Reporting of damage events:

The insured shall immediately notify the occurrence of a claim by telephone at 466 100 777 or electronically at www.csobpoj.cz or at:
ČSOB Pojišt'ovna, a. s., member of the ČSOB holding
Non-Life Insurance Client Services Department
Green Suburbs
Masarykovo náměstí No. 1458
532 18 Pardubice
Or:
Willis s.r.o.
Charles Square Center
Karlovo nám. 10
120 00 Prague 2
Tel.: 296 214 551 - 5
Fax: 296 214 550

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