Liability insurance for SFD instructors

ČSOB Pojišťovna, a.s., a member of the ČSOB holding and the Light Aircraft Association of the Czech Republic concluded this insurance contract pursuant to Act No. 89/2012 Coll., Civil Code, as amended (hereinafter referred to as the "Civil Code"), which together with the General Insurance Terms and Conditions part of VPP OC 2014 (hereinafter referred to as "VPP OC 2014") and the General Insurance Terms and Conditions of Liability Insurance for natural and legal persons (hereinafter referred to as "VPP ODP 2014") form an indivisible whole.

1) This insurance contract covers the insured's liability for damage caused to another person in connection with the performance of the activities of an instructor authorized to teach pilots of sports flying equipment (hereinafter referred to as "SFD instructor") within the scope of VPP ODP 2014, Article II, Paragraphs 1, 2. b) and 3.

3) In the event of a damaging event for which the SFD instructor insured under this insurance contract is responsible, the other insured is also the pilot training center on whose behalf the SFD instructor (responsible for the damage) is authorized to train SFD pilots.

The insurances and their scope agreed by the insurance contract

1) It is agreed that the insured's liability insurance for damage caused to another person in connection with the performance of the activities of the SFD instructor within the scope of VPP ODP 2014 Article II paragraphs 1., 2.b) and 3. is negotiated with the following limits of insurance performance and for the specified insurance premium.
2) Amount of one-time annual insurance premium depending on:
– the limits of the insurance benefit determined by the insured (hereinafter also "LPP")
– the number of pupils whose training, according to the records of the LAA CR, the insured participated in the last two calendar years and who, on the basis of such training, obtained authorization to pilot SFD (hereinafter also "number of pilots‑2R") is (see the values ​​shown in the table):

​Insurance limit (CZK)
​Number of pilots-2R	​​1 000 000	​2 000 000	​5 000 000
0 – 1	1 029	1 284	1 650
​2 – 5	1 401	1 763	2 243
​6 – 10	2 352	2 928	3 750
11 – 20	3 822	4 752	6 075
​more than 20	5 488	6 816	8 700

 

1) The value of the "number of pilots-2R" parameter according to the previous paragraph is determined from the records maintained by the LAA CR. When instituting insurance according to the procedure specified in Article V of this contract, the applicant for insurance verifies the value of the "number of pilots-2R" parameter with the LAA ČR.

2) Insurance is negotiated with the territorial scope of Europe.

3) It is agreed that the exclusion specified in VPP ODP 2014, Article IV, paragraph 1. letter e) is cancelled.

4) Insurance to the extent of VPP ODP 2014, Article II, paragraph 3, is negotiated with a sublimit of performance in the amount of 10% of the limit of insurance performance specified in paragraph 2 of this article and specified by the insured when taking out the insurance.

5) Each individual insurance policy concluded under this insurance contract is concluded with an insurance period of 12 months.

1) It is agreed that the insurance premium for all individual insurances negotiated by this insurance contract is one-time.

2) In deviation from the provisions of § 2782 paragraph 1 of the Civil Code and in deviation from the provisions of Article V paragraph 7 of the VPP OC 2014, the insurer and the policyholder agree that the insurer has the right to a one-time premium for the entire insurance period for which the insurance was agreed, without regardless of whether the insurance was terminated before the end of the agreed insurance period.

1) After payment of an amount corresponding to the amount of the one-off insurance premium, calculated depending on the scope of the insurance as stated above and delivery of the insurance application, the LAA ČR will issue a liability insurance certificate to the insured on behalf of the insurer, which documents the scope of the contracted insurance.

The insurance company requires the applicant to apply for insurance either written application or online at (www.laacr.cz). After that, you no longer send the application to LAA ČR.
Payment of the insurance amount – the amount is considered paid if it is credited to the LAA ČR account, paid by money order at the post office or in cash at the LAA ČR. The insurance is valid no earlier than the day after payment, delivery of the insurance amount and the application.

1) In accordance with the provisions of § 2796 of the Civil Code, the insured party is obliged to notify the insurer of the occurrence of a loss event at tel.: 466 100 777 or at http://www.csobpoj.cz or at the address:

ČSOB Pojišťovna, as, member of the ČSOB holding
Non-life insurance client services department
Green suburbs
Masaryk Square No. 1458
532 18 Brown

or:

Willis Ltd
Charles Square Center
Karlovo nám. 10
120 00 Prague 2
TEL.: 296 214 551 – 5
FAX: 296 214 550