(You can find the document valid for 2024 here)
According to insurance contract no. 7110003536 concluded between LAA ČR and ČSOB pojišťovna, as
New variants and scope of insurance, without excess and higher insurance coverage.
Path type Risk sports – applies to Recreational, Winter and Risk sports.
SPECIAL ARRANGEMENTS:
Deviating from VPP CP 2021, Uninsurable sports listed in VPP CP 2021, Article 72, Paragraph 12, specifically the following sports and activities – mountaineering, ski mountaineering, mountain climbing in terrains up to 5 m above sea level, stunts, parachuting, ski jumping , speleology (caving), motorless and motorized flying of all kinds belong to the Risk sports listed in Article 000, paragraph 72. The insurer will provide the insured with insurance benefits from medical expenses and accident insurance even in the event of an insured event occurring while practicing these mentioned sports.
The insurance under this insurance contract also applies to air competitions.
INSURANCE OPTIONS - NON-TRANSFERABLE ANNUAL CARDS - type NK45
- This is travel insurance taken out on insurance period of one year in favor of one particular insured
- The duration of one insured person's stay abroad during the duration of the insurance period may not exceed 45 days, the number of stays of the insured abroad during the duration of the insurance period is unlimited
| INSURANCE PREMIUM RATE FOR LAA CR
NON-TRANSFERABLE ANNUAL CARDS |
|||||
| INSURANCE |
INSURANCE LIMITS (in CZK) |
||||
| NK45-LAA | NK45-LAA1 | NK45-LAA2 | NK45-LAA3 | ||
| MEDICAL EXPENSES | 1 500 000 | 2 500 000 | 5 000 000 | 15 000 000 | |
| AN INJURY | YEAR | YEAR | YEAR | YEAR | |
| a) Death as a result of an accident | 100 000 | 100 000 | 100 000 | 100 000 | |
| b) Permanent consequences of the accident | 200 000 | 200 000 | 200 000 | 200 000 | |
| c) Limit of permanent consequences of an accident | 10% | 10% | 10% | 10% | |
| d) Daily compensation | 50 | 50 | 50 | 50 | |
| e) Daily compensation limit | 29 days | 29 days | 29 days | 29 days | |
| f) One-off compensation for hospitalization | 2 000 | 2 000 | 2 000 | 2 000 | |
| LIABILITY FOR INJURY | - | YEAR | YEAR | YEAR | |
| a) Property damage | - | 1 000 000 | 1 000 000 | 5 000 000 | |
| b) Injury to health | - | 2 000 000 | 2 000 000 | ||
| LUGGAGE | Damage / Theft | - | 10 000 | 20 000 | 20 000 |
| RECREATION AND RISK SPORTS | YEAR | YEAR | YEAR | YEAR | |
| BASIC ASSISTANCE SERVICES | YEAR | YEAR | YEAR | YEAR | |
| ADVANCED ASSISTANCE SERVICES | NE | YEAR | YEAR | YEAR | |
| TERRITORIAL EXTENT | ANNUAL INSURANCE PREMIUM / 1 PERSON / 1 CARD (in CZK) | ||||
| EUROPE | 1 600 | 3 700 | 5 000 | 5 200 | |
| WORLD | 4 400 | 9 600 | 11 000 | 11 350 | |
INSURANCE OPTIONS - NON-TRANSFERABLE ANNUAL CARDS - NKDP type
1. This is travel insurance taken out on insurance period of one year in favor of one particular insured.
2. The length of one stay of the insured person abroad during the duration of the insurance period may not exceed one year.
| INSURANCE PREMIUM RATE FOR LAA CR
NON-TRANSFERABLE ANNUAL CARDS |
|||||
| INSURANCE |
INSURANCE LIMITS (in CZK) |
||||
| NKDP-LAA | NKDP-LAA1 | NKDP-LAA2 | NKDP-LAA3 | ||
| MEDICAL EXPENSES | 1 500 000 | 2 500 000 | 5 000 000 | 15 000 000 | |
| AN INJURY | YEAR | YEAR | YEAR | YEAR | |
| a) Death as a result of an accident | 100 000 | 100 000 | 100 000 | 100 000 | |
| b) Permanent consequences of the accident | 200 000 | 200 000 | 200 000 | 200 000 | |
| c) Limit of permanent consequences of an accident | 10% | 10% | 10% | 10% | |
| d) Daily compensation | 50 | 50 | 50 | 50 | |
| e) Daily compensation limit | 29 days | 29 days | 29 days | 29 days | |
| f) One-off compensation for hospitalization | 2 000 | 2 000 | 2 000 | 2 000 | |
| LIABILITY FOR INJURY | - | YEAR | YEAR | YEAR | |
| a) Property damage | - | 1 000 000 | 1 000 000 | 5 000 000 | |
| b) Injury to health | - | 2 000 000 | 2 000 000 | ||
| LUGGAGE | Damage / Theft | - | 10 000 | 20 000 | 20 000 |
| RECREATION AND RISK SPORTS | YEAR | YEAR | YEAR | YEAR | |
| BASIC ASSISTANCE SERVICES | YEAR | YEAR | YEAR | YEAR | |
| ADVANCED ASSISTANCE SERVICES | NE | YEAR | YEAR | YEAR | |
| TERRITORIAL EXTENT | ANNUAL INSURANCE PREMIUM / 1 PERSON / 1 CARD (in CZK) | ||||
| EUROPE | 4 800 | 12 000 | 14 000 | 14 400 | |
| WORLD | 8 700 | 18 800 | 26 000 | 26 700 | |
3. Territorial scope of insurance:
Territorial scope Europe is (according to VPP CP 2021, Article 3, Paragraph 1) he understands:
Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark (including Faroe Islands), Egypt, Estonia, Finland, France (including Corsica), Gibraltar, Croatia, Ireland, Iceland, Italy, Israel, Kosovo, Cyprus, Liechtenstein, Lithuania, Latvia, Luxembourg, Hungary, Macedonia, Malta, Morocco, Moldova, Monaco, Germany, Netherlands, Norway (including Svalbard), Poland, Portugal (including Azores and Madeira), Austria, Romania, Russia (European only the part after the Ural Mountains and the Ural River), Greece, San Marino, Slovakia, Slovenia, the United Kingdom of Great Britain and Northern Ireland, Serbia, Spain (including the Canary and Balearic Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, Vatican City.
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- Insurance can be arranged online.
and
- By paying the insurance amount by transfer, money order or at the cash desk of LAA ČR (it is necessary to specify the insurance product. When paying by money transfer or money order, in the message for the recipient, state "CP + selected option).
The insured shall report the occurrence of a loss event immediately by phone: 466 100 777, or electronically at the Internet address www.csobpoj.cz or at the address:
Non-life insurance client services department
Green suburbs
Masaryk Square No. 1458
532 18 Brown
Charles Square Center
Karlovo nám. 10
120 00 Prague 2
TEL.: 296 214 551 – 5
FAX: 296 214