Travel insurance in 2024

(The document valid for 2023 can be found here)

According to the insurance contract No. 7110003440 concluded between LAA ČR and ČSOB pojišt'ovna, a.s.

New insurance options and scope, no deductible and higher insurance coverage.

Road Type Risk Sports - applies to the operation of Recreational, Winter and Risk Sports.

SPECIAL ARRANGEMENTS:
By way of derogation from GIC CP 2021, the Non-Insurable Sports listed in GIC CP 2021 Article 72, paragraph 12, namely the following listed sports and activities - mountaineering, ski mountaineering, climbing in terrains up to 5,000 m above sea level, stunt flying, parachuting, ski jumping, caving, powered and unpowered flying of all kinds are among the Risk Sports listed in Article 72, paragraph 27.

The insurance under this insurance policy also applies to aerial competitions.

VARIANT CARDS - NON-RENOVABLE ANNUAL CARDS - type NK45

  1. It is a travel insurance policy taken out for an insurance period of one year for the benefit of one specific insured
  2. The length of one stay abroad during the policy period may not exceed 45 days, the number of stays abroad during the policy period is unlimited
PREMIUM RATES FOR LAA CZECH REPUBLIC

NON-TRANSFERABLE ANNUAL CARDS
REPEAT TRIPS max. 45 days
insurance policy number 7110003440

INSURANCE

INSURANCE LIMITS (in CZK)
for VARIANT INSURANCE:

NK45-LAA NK45-LAA1 NK45-LAA2 NK45-LAA3
MEDICAL EXPENSES 1 500 000 2 500 000 5 000 000 15 000 000
INJURY YES YES YES YES
a) Death due to accident 100 000 100 000 100 000 100 000
b) Permanent consequences of the accident 200 000 200 000 200 000 200 000
(c) Limit of permanent injury 10% 10% 10% 10%
(d) Daily compensation 50 50 50 50
(e) Daily compensation limit 29 days 29 days 29 days 29 days
f) One-off compensation for hospitalisation 2 000 2 000 2 000 2 000
LIABILITY FOR INJURY - YES YES YES
(a) Damage to property - 1 000 000 1 000 000 5 000 000
(b) Injury to health - 2 000 000 2 000 000
LINK Damage / theft - 10 000 20 000 20 000
RECREATIONAL AND RISK SPORTS YES YES YES YES
BASIC ASSISTANCE SERVICES YES YES YES YES
EXTENDED ASSISTANCE SERVICES NO YES YES YES
ZONING RANGE ANNUAL INSURANCE / 1 PERSON / 1 CARD (in CZK)
EUROPE 1 600 3 700 5 000 5 200
WORLD 4 400 9 600 11 000 11 350

 

VARIANT CARDS - NON-CARRYING ANNUAL CARDS - NKDP type

1. This is a travel insurance policy taken out for an insurance period of one year for the benefit of one specific insured.
2. The duration of one stay abroad by the insured during the policy period may not exceed one year.

PREMIUM RATES FOR LAA CZECH REPUBLIC

NON-TRANSFERABLE ANNUAL CARDS
LONG-TERM STAYS max. 1 YEAR
insurance policy number 7110003440

INSURANCE

INSURANCE LIMITS (in CZK)
for VARIANT INSURANCE:

NKDP-LAA NKDP-LAA1 NKDP-LAA2 NKDP-LAA3
MEDICAL EXPENSES 1 500 000 2 500 000 5 000 000 15 000 000
INJURY YES YES YES YES
a) Death due to accident 100 000 100 000 100 000 100 000
b) Permanent consequences of the accident 200 000 200 000 200 000 200 000
(c) Limit of permanent injury 10% 10% 10% 10%
(d) Daily compensation 50 50 50 50
(e) Daily compensation limit 29 days 29 days 29 days 29 days
f) One-off compensation for hospitalisation 2 000 2 000 2 000 2 000
LIABILITY FOR INJURY - YES YES YES
(a) Damage to property - 1 000 000 1 000 000 5 000 000
(b) Injury to health - 2 000 000 2 000 000
LINK Damage / theft - 10 000 20 000 20 000
RECREATIONAL AND RISK SPORTS YES YES YES YES
BASIC ASSISTANCE SERVICES YES YES YES YES
EXTENDED ASSISTANCE SERVICES NO YES YES YES
ZONING RANGE ANNUAL INSURANCE / 1 PERSON / 1 CARD (in CZK)
EUROPE 4 800 12 000 14 000 14 400
WORLD 8 700 18 800 26 000 26 700

 

3. Territorial scope of insurance:
A - Europe
The territorial scope of Europe (according to GPP CP 2021 Article 3 paragraph 1) means:
Albania, Andorra, Belgium, Belarus, Bosnia and Herzegovina, Bulgaria, Montenegro, Denmark (including the Faroe Islands), Egypt, Estonia, Finland, France (including Corsica), Gibraltar, Croatia, Ireland, Iceland, Italy, Israel, Kosovo, Cyprus, Latvia, Liechtenstein, Lithuania, Luxembourg, Hungary, Macedonia, Malta, Morocco, Moldova, Monaco, the Netherlands, Norway (including Spitsbergen), Poland, Portugal (including the Azores and Madeira), Austria, Romania, Russia (European part only up to the Ural Mountains and the Ural River), Greece, San Marino, Slovakia, Slovenia, United Kingdom of Great Britain and Northern Ireland, Serbia, Spain (including the Canary and Balearic Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, Vatican City.
B - World
Conditions for the settlement of insurance policies:
-

  • Insurance can be arranged online.

or

  • Payment of the insurance amount by bank transfer, bank transfer or at the LAA ČR cash desk (it is necessary to specify the insurance product. When paying by bank transfer or bank transfer, please indicate "CP + chosen variant" in the message to the recipient).
The amount is considered paid if it is credited to the LAA account, paid by postal order or deposited in cash). The earliest the policy is valid is the day after the payment of the sum insured.
Reporting of damage events:
The insured shall report the occurrence of a claim immediately by calling 466 100 777 or electronically at www.csobpoj.cz or by writing to:
ČSOB Pojišt'ovna, a. s., member of the ČSOB holding
Non-Life Insurance Client Services Department
Green Suburbs
Masarykovo náměstí No. 1458
532 18 Pardubice
Or:
Willis s.r.o.
Charles Square Center
Karlovo nám. 10
120 00 Prague 2
TEL.: 296 214 551 - 5
FAX: 296 214
Insurance-related documents: